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The Most Flexible Home Purchase Loans

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt. VA and FHA are an exception.

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Buying A Home

Conventional Loan

Conventional Loan

Conventional Loan

 Conventional fixed-rate loans offer a steady interest rate from the start, ensuring consistent payments throughout the loan term. Ideal for borrowers seeking a minimal down payment and fixed rate. 

Jumbo Loan

Conventional Loan

Conventional Loan

 Jumbo Loans cater to borrowers needing mortgages over $802,650, ideal for high-cost areas. Best for those with robust credit and income, offering access to larger home financing options. 

FHA Loan

Conventional Loan

FHA Loan

 FHA Loans offer a low 3.5% down payment, lenient credit guidelines, and are ideal for first-time buyers or those with scores below 650. Competitive rates, simple qualifications, and flexible options. 

VA Loan

USDA Loan

FHA Loan

 VA Loans provide $0 down financing with superior interest rates for active-duty military, veterans, and their families. No PMI, no prepayment penalties, and up to 100% financing for eligible borrowers. 

USDA Loan

USDA Loan

USDA Loan

 USDA Loans offer $0 down financing, designed for rural homebuyers. With favorable interest rates and no private mortgage insurance, they're ideal for those seeking property in eligible rural areas. 

ITIN Loan

USDA Loan

USDA Loan

 ITIN loans offer a unique opportunity for individuals without a SSN to achieve homeownership. Our program is tailored to meet the needs of the Spanish-speaking community, facilitating homeownership for all. 

Commercial Loan

Commercial Loan

Commercial Loan

 Commercial Mortgages provide tailored solutions for diverse business properties. Ideal for business owners and investors, they offer competitive rates, flexible terms, and lower down payments for varied real estate ventures.  

Investor Loan

Commercial Loan

Commercial Loan

 Investor Loans empower real estate enthusiasts to diversify their portfolios, covering condos to quadplexes. With competitive rates and flexibility, they're designed for profit-driven strategies in property rental or flipping 

Renovation Loan

Commercial Loan

Renovation Loan

Renovation Loans provide financing to improve or remodel your home, combining purchase or refinance with funds for renovations, so you can create a space that suits your vision.  

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Nexa Mortgage, LLC 

3100 W Ray Rd Suite 201 Office # 209, Chandler, AZ 85226

NMLS ID:1660690

Info@nexamortgage.com


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